Add Row 
Add 
American Airlines and Barclays Part Ways: What it Means for Your Miles
As of October 2025, the AAdvantage® Aviator® Red World Elite Mastercard® and the suite of American Airlines AAdvantage cards offered by Barclays will no longer be open to new applications. This shift comes following a widely anticipated announcement made in late 2024 stating that Citi would become the exclusive issuer of American Airlines credit cards. For small business owners and managers, this change isn’t just an administrative detail—it represents a significant alteration in the landscape of travel rewards and business expenses.
Understanding the Shift: From Barclays to Citi
The move to close applications for the Barclays AAdvantage cards is part of a broader strategy by American Airlines to streamline their co-branding partnerships into a single relationship with Citi. This decision stems from an understanding that having multiple issuers for similar products was ultimately leading to confusion and lost revenue opportunities.
The historical context reveals that this merger of card issuers initially arose from the 2013 merger of American Airlines and US Airways. At that time, both Citi and Barclays retained roles in issuing cards. However, as policies change, the consolidation aims to simplify the rewards structure for consumers while potentially increasing the profitability for American Airlines.
Current Cardholders: What to Expect
For current holders of Barclays AAdvantage Aviator cards, it's important to note that they will continue to earn rewards until the transition happens in 2026. Barclays will provide more information as the date approaches, ensuring cardholders are informed about their options. This transition period means existing customers can still leverage their cards’ unique perks, such as easy-to-earned introductory bonuses.
The Impact on Reward Opportunities
The closure of applications for Barclays cards also means a significant decrease in the potential for new sign-up bonuses that previously attracted many business owners looking to maximize their travel expenses. The AAdvantage® Aviator® Red World Elite Mastercard® was particularly appealing due to its ability to earn bonus miles after making just a single purchase, making it a favorite for those looking to accrue rewards quickly.
Moving forward, the AAdvantage® Aviator® family’s transition to Citi products could still offer competitive benefits. For example, the Citi® / AAdvantage® Platinum Select® World Elite Mastercard® provides perks like the first checked bag free and miles for each dollar spent on eligible categories. It's crucial for business managers to evaluate these new offerings when making travel budgeting decisions.
The Future Landscape of Airline Credit Cards
The transition may signal a broader trend toward exclusivity in co-branding agreements among major airlines. As competition intensifies, it raises a question for small business owners: Are single-brand credit cards becoming the norm? This could limit options but may also mean more streamlined benefits and potentially greater rewards for loyal customers across fewer brands. Keeping track of changes and understanding their implications is essential for effective financial planning.
Tools and Resources: Making Informed Decisions
Business owners should stay updated on which rewards structures best fit their spending habits. Blogs and financial services that provide comparisons of various credit cards can empower them to make choices tailored to their travel needs. Utilizing tools like NerdWallet or other financial comparison platforms ensures you have a holistic view of your options as the market shifts.
Take Action: Be Prepared for the Transition
As American Airlines transitions to Citi, it’s advisable for existing cardholders and potential customers to carefully monitor any changes in the benefits and offerings. Ensure you are prepared before the shift in 2026. Regular inquiries with customer service and staying informed through updates can safeguard your interests as a business traveler.
Write A Comment